The addition of a Mac is a major upgrade to the Copilot experience, as budgeting and tracking financial data on the iPhone was cumbersome at times. I’ve been a Copilot user for awhile and rely on it (combined with the Google Sheet I refuse to give up, even though I totally could) to give me a broad overview of my finances on a daily basis. There’s a central dashboard view, then a menu along the left-hand side that allows you to dive into specific transaction history, account data, and more. The Copilot app for the Mac will be familiar to anyone who has used it on the iPhone. The app also helps you track all of your various subscriptions so you know how much you’re paying every month for streaming services, apps, and more. You can use Copilot to monitor all of your accounts, receive push notifications for deposits and unusual spending, and track your financial health over time.

The budgets are automatically created based on that spending data, but you can fine-tune them to your liking and see how you compare every month. Using your transaction and spending data, Copilot creates what it calls “realistic budgets” based on that activity. You can also connect your investment accounts to see your holdings and returns. On Copilot everything is customizable, and you can easily train it to better understand your finances. It also finds and tracks your subscriptions and bills, notifies you when you get paid, and shows you an end-of-month summary that accurately reflects where your money went and how your net worth changed. It automatically tracks your accounts and helps you navigate your finances throughout the month. From there, the app learns from your transaction history and other data points to give you insights into your spending.Ĭopilot is a beautifully designed home for your finances. This includes things like credit cards, checking and savings accounts, loans, and investment data. Copilot combines in-depth reporting and personalization to help you budget and track your finances, with “hyper-personalized finance data insights powered by machine learning.”Ĭopilot works by aggregating all of your different accounts in one place.

One of the most popular budgeting and financial planning apps for iPhone, dubbed Copilot, is expanding to the Mac for the first time.

Best mac app for budgeting